The factoring partner for the care industry
KPS Factoring GmbH is a specialised financial service helping home-care and ambulatory care providers get paid for their work without delay.
Who we are
KPS Factoring GmbH, together with Bärcare, provides factoring and pre-financing dedicated to ambulatory care services (Pflegedienste). Based in Bremen, Germany, we exist to solve one persistent problem in the care sector: the long wait between delivering care and being paid for it.
Because we concentrate exclusively on the care industry, we understand the way statutory and insurance payers (Kostenträger) settle invoices — and we have built our service around making that process painless for providers.
Our mission
To give care providers fast, reliable access to the money they have already earned, so quality care is never held back by slow payment cycles.
Our focus
One sector, done well. We serve ambulatory care services, medical and home-care providers, and organisations caring for patients at home.
Our promise
Immediate liquidity, a stable cash flow and less administrative burden — backed by transparent, real-time tracking of every invoice.
Why providers choose us
In care, the service is delivered first and the payment comes later. That delay can put real pressure on payroll, supplies and growth. KPS Factoring GmbH removes the wait.
- Fast access to funds for delivered care
- A predictable, stable monthly cash flow
- Reduced financial risk for your organisation
- Less administrative and accounting workload
Work with KPS Factoring GmbH
Discover how dedicated care factoring can stabilise your finances.