Get paid today for the care you delivered.
KPS Factoring GmbH turns your outstanding care invoices into immediate liquidity. Stop waiting weeks for statutory and insurance payers — we advance the funds so your service keeps moving.
Specialised factoring built for the care industry
In care, the service is delivered first — but payment from insurers and public funds (Kostenträger) often arrives weeks later. KPS Factoring GmbH closes that gap.
Care factoring
We purchase or advance your care invoices so you receive cash immediately, while we collect payment from the payers.
Receivables management
End-to-end management of all open invoices — tracking, reminders and reconciliation handled on your behalf.
Payment processing
Incoming payments are processed and monitored accurately, reducing your administrative workload.
Digital platform
Track the status of every invoice in real time through our secure digital platform — full transparency, any time.
Risk reduction
Lower the financial risk for your clinic or care service with reliable, predictable cash flow.
Accounting relief
We streamline your bookkeeping and administration so your team can concentrate on patients.
The work is done. The money shouldn't wait.
For ambulatory care providers the pattern is familiar: the service is already delivered, but reimbursement from insurers and public funds arrives with a delay. That gap strains payroll, supplies and growth.
- Immediate access to the value of delivered care
- A stable, predictable cash flow month after month
- Less administrative burden on your back office
- Reliable funding that scales as your service grows
From delivered care to cash in three steps
Submit your invoices
You provide the invoices for the care services your team has already delivered to patients.
Receive funds fast
KPS Factoring GmbH advances the value of those invoices — typically within 24 hours.
We collect from payers
We handle collection from the insurers and public funds, so you never have to chase payment.
Made for care providers
KPS Factoring GmbH — together with Bärcare — focuses entirely on the care sector, so we understand how payers, billing and reimbursement really work.
- Ambulatory care services (Pflegedienste)
- Medical and home-care providers
- Organisations caring for patients at home
Ready for instant liquidity?
Talk to KPS Factoring GmbH about advancing your care invoices today.